Select Your City
Every active grant, assistance program, and forgivable loan — all in one place.
Austin, TX
TDHCA, Austin Housing Finance Corp grants, and up to $40,000 in down payment assistance.
6 programs availableCharlotte, NC
NCHFA, City of Charlotte DPA, and forgivable loan programs for eligible buyers.
5 programs availableColumbus, OH
OHFA, Columbus NIP grants, and American Dream Downpayment Initiative programs.
4 programs availableDenver, CO
CHFA, Metro Mortgage Assistance Plus, and City of Denver down payment programs.
5 programs availablePhoenix, AZ
Home in Five, City Open Doors DPA, and Home Plus AZ — up to $32,000+ in assistance.
6 programs availableAtlanta, GA
Invest Atlanta AAHOP, Atlanta Housing DPA, and Georgia Dream — up to $30,000+ in assistance.
4 programs availableHow It Works
Choose Your City
Select from our growing list of covered cities to see every available grant program.
See Your Options
Browse state, county, and city programs with eligibility requirements clearly explained.
Get Pre-Qualified
Connect with a HUD-approved lender who can help you apply for grants you qualify for.
What Is a First-Time Homebuyer Grant?
First-time homebuyer grants are funds provided by federal, state, or local governments — and some private organizations — to help cover down payments and closing costs. Unlike loans, grants typically do not need to be repaid as long as you meet program requirements.
Programs vary widely by location, income level, and property type. Home Grant Guide compiles every active program in each city so you don’t have to search across dozens of government websites.
Ready to Find Your Grant?
Significant assistance may be available depending on your location and income. Search your city to see what programs may be available in your area.
Search Grant Programs →